Thornton Capital Lending

Loan Programs

Capital placed on the deals we understand

Rates starting at 12.99%. All placements are business-purpose loans secured by non-owner-occupied residential real estate located within the State of California.

Renderings and photography below are illustrative, drawn from projects by affiliate Thornton Development Group, and do not represent specific Thornton Capital Lending placements.

2nd & 3rd Position

Junior Trust Deed Placements

1925 19th St — The SAMO IV, multi-family development rendering

Capital placed behind existing senior financing, secured by a recorded junior deed of trust. Each placement is underwritten against the combined loan-to-value of all senior liens plus our position, with attention to the equity cushion remaining behind our capital.

  • 2nd and 3rd position deeds of trust
  • Behind institutional or private senior debt
  • Underwritten on combined LTV, not just our position

Single-Family & Multi-Family

Ground-Up Construction

3850 Westwood Blvd — The Culver VI, multi-family construction rendering

Financing for new residential construction, from a shovel-ready lot through vertical build-out and completion. Structured around a draw schedule tied to construction milestones.

  • Single-family and multi-family ground-up builds
  • Draw schedules tied to verified construction progress
  • Non-owner-occupied, business-purpose only

Investment Property

Non-Owner-Occupied Residential

4432 Berryman Ave — The Berryman Residence, single-family rendering

Capital secured by completed or stabilized non-owner-occupied single-family and multi-family properties held for investment, rental, or resale.

  • Single-family and multi-family investment property
  • Acquisition, rehabilitation, or cash-out scenarios
  • Not available for owner-occupied residences

Have a deal that fits?

Send us the property, position, and senior debt terms.

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