Privacy Policy

We may collect the following categories of information:

• Identifiers and contact information — such as your name, company, email address, phone number, and mailing address.
• Deal and financial information — such as property address, loan amount requested, lien position, senior debt terms, and other information you provide through our deal-submission form.
• Usage and device data — such as IP address, browser type, device information, and pages visited, collected automatically through cookies and similar technologies.

We use the information we collect to:

• Evaluate and respond to loan inquiries and deal submissions;
• Communicate with you about our lending programs;
• Operate, maintain, and improve the Site;
• Comply with applicable legal, regulatory, and underwriting obligations; and
• Detect, investigate, and prevent fraudulent activity.

We use cookies and similar technologies to operate the Site and understand how it is used. You can control cookies through your browser settings; disabling cookies may affect the functionality of the Site. We do not currently respond to browser “Do Not Track” signals.

We do not sell your personal information. We may share information with:

• Service providers who support our operations (such as hosting, email, and analytics providers), under obligations to protect your information;
• Third parties involved in a specific loan transaction, such as escrow, title, and servicing companies, where necessary to evaluate or process a deal;
• Regulators, law enforcement, or other parties where required by law or to protect our legal rights; and
• A successor entity in connection with a merger, acquisition, or sale of assets.

If you are a California resident, the California Consumer Privacy Act, as amended by the California Privacy Rights Act (collectively, “CCPA”), gives you certain rights over your personal information, including the right to:

• Know what personal information we have collected about you;
• Request deletion of your personal information;
• Correct inaccurate personal information; and
• Not be discriminated against for exercising your privacy rights.

As noted above, we do not sell personal information, and we do not share personal information for cross-context behavioral advertising purposes. To exercise your rights, contact us at [ privacy@thorntoncapitallending.com ]. We will respond within the time required by applicable law, and may need to verify your identity before completing your request.

We retain personal information for as long as necessary to fulfill the purposes described in this Policy, including to evaluate deal submissions, comply with legal and regulatory obligations, and resolve disputes.

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

The Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. Changes are effective when posted to this page, and the “Last updated” date above will be revised accordingly.

Questions about this Privacy Policy, or requests to exercise your privacy rights, may be directed to [ privacy@thorntoncapitallending.com ].