Legal
Last updated: August 17, 2026
These Terms of Use (“Terms”) govern your access to and use of the website located at thorntoncapitallending.com (the “Site”), owned and operated by Thornton Capital Lending LLC, a California limited liability company (“Thornton Capital Lending,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
Thornton Capital Lending offers loans for business and investment purposes only. Our loans are secured by non-owner-occupied residential real property and are not available for personal, family, or household use. By submitting a loan inquiry, you represent that the loan requested is for business purposes and that the subject property is not, and will not be, your primary residence.
Thornton Capital Lending places capital exclusively on real property located within the State of California. We do not originate, offer, or fund loans secured by property located in any other state, and nothing on this Site should be construed as an offer to do so.
Information provided on this Site, including through any inquiry or deal-submission form, is for general informational purposes only. Nothing on this Site constitutes a commitment to lend, a pre-approval, or an offer of credit. All potential loans are subject to Thornton Capital Lending’s underwriting, due diligence, and final approval, and no loan is binding on either party until definitive loan documents have been negotiated, executed, and delivered by all parties.
Nothing on this Site constitutes, and should not be construed as, an offer to sell, or a solicitation of an offer to buy, any security, fund interest, or other investment product. Any such offering, if made, will be made only pursuant to definitive offering documents, including a private placement memorandum and related subscription materials, and only to investors who satisfy applicable eligibility requirements under federal and California securities law. Content on this Site does not constitute investment, legal, tax, or financial advice, and should not be relied upon as such. You should consult your own professional advisors before making any investment or financing decision.
Thornton Capital Lending is capitalized in part by third-party investors. In select circumstances, capital placed by Thornton Capital Lending may be secured by property owned, in whole or in part, by one or more members, managers, or other operators of Thornton Capital Lending, or by an entity in which such persons hold an ownership or financial interest. Any such related-party placement is disclosed and underwritten using substantially the same criteria applied to unaffiliated transactions. Additional detail regarding conflicts of interest, compensation, and how related-party placements are addressed is set forth in the offering documents, including the private placement memorandum and subscription materials, provided to prospective investors.
RC Thornton (DRE License #01266660) and Oliver Thornton (DRE License #01969227) are licensed California real estate agents and brokers, operating through Hollywood Estates. Thornton Capital Lending LLC is not currently a licensed lender under the California Financing Law and does not hold an NMLS registration. Capital placements described on this Site are structured pursuant to applicable exemptions under California and federal securities and lending law, as described in the offering documents provided to prospective investors. Nothing on this Site should be construed as a representation that Thornton Capital Lending holds any license to make loans to the public.
The Site and all content on it are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, title, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that any information on the Site is accurate, complete, or current.
To the fullest extent permitted by law, Thornton Capital Lending and its members, managers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of, or inability to use, the Site, whether based in contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages.
All content on the Site, including text, graphics, logos, and the Thornton Capital Lending name and marks, is owned by or licensed to Thornton Capital Lending and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our prior written consent.
These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in California, and you consent to the personal jurisdiction of such courts.
We may update these Terms from time to time. Changes are effective when posted to this page, and the “Last updated” date above will be revised accordingly. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
Questions about these Terms may be directed to [ info@thorntoncapitallending.com ].